HVAC FINANCING
Unlock Affordable Comfort with HAMCO Heating & Cooling’s HVAC Financing Options
Proudly Serving Hamilton, Burlington, Oakville & Surrounding Areas
Invest in your home’s comfort effortlessly with HAMCO Heating & Cooling’s flexible HVAC financing. Enjoy manageable monthly payments and terms, with options for as low as 0% APR! Our transparent process and fast approvals mean you can upgrade or replace your system quickly, without impacting your savings. This makes top-tier heating and cooling achievable, boosting both your comfort and home value.
We offer easy financing and rental options for all your home comfort needs. If you’re in our service area and ready to apply for HVAC financing, contact HAMCO Heating & Cooling today!
The Benefits of HVAC Financing
Upgrade or Replace Your System with Ease
Financing makes it possible to install a new HVAC system when you need it, without having to wait until you can afford the full cost upfront.
Lower Your Energy Bills
Newer high-efficiency systems use less energy, which can significantly reduce your utility costs. These energy savings can help balance out your monthly payments.
Combine Savings with Grants and Rebates
Many systems qualify for government grants or manufacturer rebates. These programs can be applied even when using financing, helping lower the total cost of your upgrade.
Options for Homeowners and Businesses
HVAC financing is not just for residential homes. Business owners and property managers can finance new systems and factor the cost into operating budgets or rental income.
Renting vs Financing Your HVAC Equipment
Melanie Lopes
21:02 17 Jul 25
Very thankful for the quick response we received on the hottest week of the year. Our technician Christian was very friendly, kind and professional. He fixed the issue very quickly and explained what to do to help prevent it from happening. Tara in the office should also be credited for their professional and friendly assistance as well. Thanks to both of you for keeping us cool this summer.
Jennifer Scott-Penich
02:51 11 Jul 25
HAMCO always provides reliable service in a timely manner. The technician, Stefan, was friendly and knowledgeable. It’s always a pleasure doing business with HAMCO.
Carol Lukasik
17:10 07 Jul 25
Had maintenance done one my furnace and air conditioner today. Christian was very professional, personable, and knowledgeable.
Julie Abraham
21:34 03 Jul 25
Incredibly prompt and helpful after hours service. Looking forward to working with HAMCO again. Thanks!
Elizabeth Clinton
18:24 30 Jun 25
New Review - June 2025Christian arrived on time, fixed our A/C and stayed around to make sure it was working. He worked very quickly and was very courteous and professional. I told him that, if my kitchen wasn't so hot, I would have given him some homemade cookies! Well done, Christian.
Michael J. Mychailyshyn
15:57 28 Jun 25
Christian did a quick and efficient annual maintenance check on central AC and furnace providing peace of mind for the cooling season...thanks Christian
jon kosior
16:25 27 Jun 25
Hamco heating came today checked out my a/c , technician very respectful attentive to all aspects of his tasks , gave me the bad news , my 30 plus year old unit is failing , but the professional person he is , I respect his findings and will seek the best avenue.
Mitch Wagner
18:12 26 Jun 25
Stefan was here right on time and got the work done super quickly and professionally. Always great service from Hamco.
Ian Hassell
22:48 25 Jun 25
Excellent service. Very professional and friendly.
Enzo Rizzo
01:54 24 Jun 25
Our AC stopped working during a heat wave. I called well into the evening, and Najim came at 9 p.m. to help us.He was friendly and knowledgeable. After one look at the AC unit, he knew what was happening and communicated it to me effectively and clearly.Twenty minutes later, AC was up and running.
Glenn Pfab
22:15 23 Jun 25
Stefan show up on time , diagnosed the problem, and quickly ran out to get the part, installed it and the air conditioner was up and running in under an hour! It was 48C and he solved the problem....thanks so much Stefan and Hamco!
JUDIE MCKENNA
20:49 21 Jun 25
I have dealt with Hamco for many years now and have always been very happy with the service I received both from the office staff and the service men. I had a call on Friday from Steve and Stefan and they both were very professional and experienced. I will definitely be getting them to come back for my annual furnace and air conditioning maintenance check up.
Rick H
20:24 18 Jun 25
Today we had our boiler inspected and cleaned, the Technician was Najim and we are so pleased with his work. Arrived on time and was so very nice to speak to, he is knowledgeable and does his work in a timely manner. He will always be welcome back to our home. An asset to Hamco Heating and Cooling, Thank you Najim for a job very well done,Rick and Dianne Hogg.
Cam Morton
16:05 18 Jun 25
Polite, fast and did a good job👍👍
Gayle Terryberry
13:55 18 Jun 25
Najim very cordial friendly service
Lynda Ruffo
00:42 18 Jun 25
Another grest service by Christian! On time, professional, knowledgeable, and friendly.
Maggie Tang
14:29 06 Jun 25
We had Christian from Hamco to do maintenance on our ductless AC unit. He contacted us ahead of time before he arrived, and he checked and cleaned all our units professionally, and tidied all area he worked. He also provided us some advices on the units. During his work, he also communicated with us his steps. Highly recommend Christian and truly appreciate his services!
Christopher Furtado
14:26 27 May 25
Recently called Hamco to install an ecobee at my parent’s house. Christian came out and installed the new smart thermostat and had it up and running within 30 mins! Christian was very professional and was able to help me understand the basic functions of the smart thermostat.
Dawn Spencer
17:08 22 May 25
Very pleased with Hajim. He was courteous and did a great job. He was very thorough with my old furnace and explained his findings.
Sheryl Stacey
19:07 16 May 25
Steve and Ansley came to my house and did a great job explaining how my Air Conditioner actually works and showed me how to maintain it. They were so knowledgeable, kind and asked whether we had any questions. You are so fortunate to have these pleasant and knowledgeable people working for Hamco. I highly recommend Hamco for all your Furnace and Air Conditioner needs.
Osman Osman
16:43 15 May 25
They are very professional and helped me cancel an energy contract. They did an amazing job installing my equipment even help fix a circulation issue that I’ve been having for years. Got the bill credits that was promised within a week.
Debra Krar
14:48 14 May 25
Service person was very professional: prompt, polite, knowledgeable.
J Hill
22:53 11 May 25
I would recommend Hamco for their professional advice and courtesy.Ainslea and Nolan were both helpful and much appreciated
John Del Rossi
19:49 06 May 25
Today I had my furnace and AC checked ,serviced and repaired where necessary. The technician was Najim and he did an outstanding job on all services required. He is truly an asset to Hamco .
Raquel Montoya
17:14 02 May 25
The Heating and Cooling guys from Hamco have always been quick to respond to my HVAC needs. Najim, Steve and Ainslea are highly knowledgeable and experienced technicians. I was greeted with professionalism and kindness.They were on time, repaired my motor on the furnace in a matter of minutes, explained everything that they were diagnosing, and they did a thorough job. They were quick, clean, trustworthy and very helpful individuals. They walk you through any problems, recommendations and ensure your system is running optimal. Even when I experienced an issue, Shane the Supervisor was quick to resolve the issue with no hesitation. Hamco prices are very reasonable and I plan to have these guys take care of my HVAC needs in the future. Thank you for a job well done!!
Adam Wills
14:41 02 May 25
Christian came by today to address a gas leak in our furnace. He arrived in his scheduled window and called when on his way. He quickly diagnosed the issue, showing me where the leaks were. He was able to complete the work quickly and was very professional the whole way. Would definitely use HAMCO again.
Deb Cliffe
15:35 01 May 25
Hamco was able to respond to my call within a couple of hours.Najim was thorough and fixed the problem. He was also friendly and courteous. I’ve been with Hamco about 5 years and continue to be happy with my decision to use this company
barry anderson
15:44 30 Apr 25
We had our annual service yesterday. Najim, your technician arrived on time. Very knowledgeable professional and patient. Usual good service. No complaints as usual with HAMCO service.
Siggy Wong
14:35 29 Apr 25
Only good things to say about Hamco. Najim was very friendly and efficient. I have had the privilege of working with many of the Hamco crew over the last few years through my job and have had them inspect my own A/C unit.
Nelo Chuka
19:28 11 Apr 25
Christian, very pleasant young man, very professional. Job well done. Knows his job well.
Bob M
15:29 08 Apr 25
The best service experience we strongly recommend them for Heating and Cooling services. The service person was professional, efficient, arrived on time and completed our boiler service perfectly at the quoted cost. We are new customers and HAMCO will always be our first choice!
Subhas Ganguli
16:29 24 Mar 25
They did a lovely job servicing our furnace in March 2025. Ainslea was very neat and left the place spick and span. Our dog also thought she was a blast.
Alicia New
15:25 18 Mar 25
We can't say enough good things about our experience with Hamco. Andrew was so great to deal with and checked in about our satisfaction regularly. Najim and his team worked so hard and efficiently to get our gas fireplace installed and also to put a new vent in our chimney. He communicated well and checked in regularly to make sure we were happy with his work. Varonika was also very helpful in problem solving and coming up with solutions for us to make our fireplace looked way better. Her attention to detail was very impressive.We experienced a massive flood last July and have had many workers into our home. Hamco has been the most professional, efficient and kind. Our fire place looks and works great. Thank you Hamco!
Mike Johnston
16:51 17 Mar 25
Fast, efficient, and friendly ! Many thanks to Josh and Shemar for a great job this morning installing the new water heater.
Shannon Knutson
12:56 15 Mar 25
Ainslie is knowledgeable and patient and we loved having her here to service our furnace and humidifier. She answered our questions and made the process super easy and comfortable.
Joni Beintema
16:17 03 Mar 25
Thanks HAMCO for servicing my furnace for its regular maintenance check up. Ainsley the technician was professional and friendly. She did a thorough job in a timely manner.
Ron Mellish
00:01 28 Feb 25
I called Hamco to learn more about a humidifier for my furnace. Hamco installed two HVAC systems in my home over the past many years...great service and price...no need to shop around. Tech Najim installed the humidifier this afternoon. Enjoyed speaking with him as he worked. He explained what he was doing, answered my questions professionally. Neat work and cleanup. I highly recommend Hamco staff who responded to my questions and Tech Najim who installed the product. Thank you.
Sarah E
17:50 20 Feb 25
After a bad experience with another HVAC company can’t sing the praises enough of HAMCO. Will be continuing to use there services moving forward. Thanks to the HAMCO team for the advice and excellent work!
Janette Thompson
14:37 27 Jan 25
We were recently faced with our 17-year-old furnace breaking down and beyond repair. Despite the extremely cold weather that resulted in a larger number of service needs for Hamco, Najim met with us in just over 24 hours, spent time accessing and explaining the situation and offering the best options for the needed replacement. He worked to get us up and running quickly with a Saturday install and left us with a space heater to ease discomfort overnight. He was personable, knowledgeable and took time to ensure we were happy with the decision we made. It wasn't an expense we had planned for but Najim eased the situation with his excellent customer service. He was happy to answer any questions we had and worked to ensure we got the best price and service possible. Veronika and Shemar arrived early the next day to replace our furnace with a new Daikin. They were also personable, professional and efficient. We feel fortunate to have Hamco to count on with HVAC needs. They have a great team of people who also seem to greatly appreciate how they are respected and treated by the company. It's wonderful to have a local family-owned business providing excellent service. We've been with Hamco (initial installs and service plans) for 17 years and plan to continue with them as needs arise.
dolly visockis-bruyn
19:58 24 Jan 25
great staff Christian and Ainslea I give them a10++++ very informative polite and knowledgeable answered all questions and did a great repair job
Luke L
14:27 24 Jan 25
I had some fernace issues during the cold snap. Christian from Hamco showed up the same day to service. He was super informative and helpful. Would definitely use Hamco and Christian again for any HVAC needs.
bruce hoyle
20:26 22 Jan 25
I called Hamco and Christian showed up the same afternoon. Took care of everything and recommended protection plan, which I bought. I have been relying on Hamco for many years because of expert technicians like Christian who work quickly, competently and who explain what is going on.
K Hartford
20:57 09 Jan 25
HAMCO does my furnace/AC annual maintenance. Also diagnosed and replaced our furnace humidifier, which had begun leaking. Karim is knowledgeable , friendly, and professional. Great service, very pleased!
Joel Sandink
13:41 03 Jan 25
Our furnace died on us on one of the coldest nights of the year at the start of the christmas holidays. We immediately started looking around for a new furnace and settled on Hamco for a few reasons. First off the original furnace which had lasted 50 years was installed by them and with that track record they seemed like a good choice. 2nd Jim the sales person was great at understanding what we needed, helping us figure out what furnace was the best fit for our needs and even provided us with an extra heater till the new furnace was installed. 3rd The install team of Josh and Nick got the job done efficiently and explained everything to us. The furnace was working that day and was much more efficient then our old furnace.
Bonnie King
22:48 21 Dec 24
Najim was very knowledgable and he quickly diagnosed a serious problem with our furnace. He reinstalled the venting, put in a new motor and thermostat. He was very efficient, polite and our furnace is working perfectly again! I highly recommend HAMCO and technician Najim and will definitely call them for future service needs. Thanks!
N Al
22:00 12 Dec 24
Today I received maintenance service form Najim. Next time when I need service definitely I'll ask for Najim. Najim is an expert in his field, his work was excellent, he answered and explained everything thoroughly. On top of all he was very friendly with a great personality.
Ronald Castellani
21:26 12 Dec 24
The repair by Najim for Hamco was timely, and worked perfectly. Thanx.
Aurelia Shaw
21:14 22 Nov 24
We've received good service from Hamco for many years. Today a new service person named Najim arrived to do the regular maintenance on our furnace. He was thorough, friendly, answered our questions clearly and made sure we understood how everything had been updated. I have no difficulty recommending this company.
Danielle Drake
14:08 13 Nov 24
When our AC stopped working this summer, we were so thankful to receive professional and friendly service from Hamco. Mike was quickly able to identify the issue and had parts on hand to get it fixed the same day!
A Marini
01:19 08 Nov 24
Thanks to Nolan T. for doing such a great job on our annual furnace maintenance! See you soon!
Omar Atiyeh
18:59 31 Oct 24
Hamco is an amazing family run business that have all the expertise you'll need!! If you're looking to upgrade, repair or maintain your residential and/or commercial HVAC equipment, they're your top choice in Hamilton and surrounding area!
Karin Griffin
01:22 24 Oct 24
Nolan is our usual tech for anything AC/furnace! Very professional, always able to answer any questions/concerns and quick to come and help when we need him!
Taylor V
21:28 22 Oct 24
I recently had my furnace serviced and the technician, Mike K. was incredibly polite, informative and efficient. I will definitely be using Hamco again when needed in the future because of the great service and will definitely be suggesting Hamco to my friends and family needing service!
Kyle Maloney
20:27 22 Oct 24
Had Nolan come and install my new AC unit. Did a great job, showed me how everything works.
James Jennings
20:05 22 Oct 24
Mike the Hamco Boiler & HVAC technician was excellent: effective in reolving our issue, and did it very efficiently, politely, and professionally.
Evan Stott
18:18 22 Oct 24
Mike Kawa is the best technician I have ever had the pleasure of working with
E C
17:12 22 Oct 24
Just had my houses heating repaired, it was timely, extremely well managed and very thorough, the serviceman Mike Kawa even went through the trouble of explaining what went wrong with it and how to avoid it in the future. 100% will be recommending Hamco to my friends and family and even coworkers. Very impressed!
Brittany Provenzano
14:42 22 Oct 24
We had a couple issues with our air conditioning unit this summer as it's getting old. Our technician Mike was so helpful and got it working fast! My family was so happy we didn't have to go long without it. Friendly and efficient service.
Madison Rogers
14:29 22 Oct 24
I had a speedy and fantastic experience with hamco. Mike k helped with my furnace and gave me honest, unbiased advice. Highly recommend I won’t go anywhere else!
rolfe baltzer
15:42 21 Oct 24
Najim serviced my furnace professionally and was friendly. They cleaned and did a safety check at good value! I will use them again.
Knollis Johnson
18:56 19 Oct 24
The agent from HAMCO arrived with the suggested window. Najim, the technician, quickly diagnosed and resolved the issue. He also provided useful information about the state of my furnace and air-conditioner.
Peter Billings
20:03 18 Oct 24
Najim, from Hamco provided great service , was on time and able to complete the gas valve replacement on my 16 yr old furnace within 3 days of initial visit. I highly recommend Hamco for Heating and cooling services in the greater Hamilton area.
Tara Smith
18:40 16 Oct 24
We had Hamco come for a service check for our boiler, and Mike K. Our technician was great. He explained what the issues were and what needed to be done to fix them.
EBJ
00:14 16 Oct 24
Recently called Hamco for an emergency with our heating system. Our tech Mike was there in record time and had us up and running in no time. He was polite and efficient and we will definitely be calling again!
Dahyabhai Patel
00:14 10 Oct 24
Great to work with - thank you!
Alexandra Porter
17:19 04 Oct 24
We had Nolan as our technician and we were very pleased. Very kind and knowledgeable! We highly recommend him and Hamco
Melissa Jones
17:06 04 Oct 24
Nolan was our service person and he was very polite and prompt. I hope we always have him as our service person. He was such a pleasure to deal with and so knowledgeable!
kim jones
16:51 04 Oct 24
I recently needed some help and the technician who came was great. He explained everything that he was doing, even gave me some tips to be more efficient. These kinds of calls always make me anxious, worrying about how much the bill will be? Will I get a good technician who is honest and knows what he/she is doing? All went well and I want to thank Nolan T. for his professionalism and easy-going manner. Thanks Nolan and thanks Hamco!
P B
01:51 04 Oct 24
I recently had Mike from Hamco perform my annual maintenance and I’m extremely satisfied with the experience. From the moment he arrived, he was friendly, professional, and clearly very knowledgeable about heating systems. Mike took the time to explain everything he was doing and offered useful tips to help me maintain the furnace through the colder months. His thorough work gave me confidence that my furnace is in great shape for the winter. Mike is definitely a valuable member of the Hamco team, and I’ll be requesting him for future service! Thank you Hamco
Bri Chernesky
18:54 03 Oct 24
Had maintenance done on my ac and furnace and mike was very helpful and informative. Very pleased with the service and will use hamco again in the future.
joel dixon
18:33 03 Oct 24
Had our annual maintenance done, quick, affordable, and mike was a great technician for them to send, highly reccommend hamco!
Jacob Bakalar
15:58 03 Oct 24
Hamco is great !!I had mike come out for a service call and he was super helpful
carmella dorsay
15:35 03 Oct 24
We had Mike Kawa from Hamco service our furnace and air conditioner. We were more than pleased. Well spoken, polite, courteous young man. He was very informative and knowledgeable! We will definitely be recommending and using your company again!!Marco and Carm Tesolin
Daniel
15:08 03 Oct 24
We had Hamco come in and service my father's furnace. The technician that showed up, Mike, was extremely professional, knowledgable and talked through the issue with myself and my father. He showed up on time and aware of the work needed to be completed. The price was very reasonable compared to quotes we had received from other places. I have already recommended Hamco to all my friends and family.
Ritchie Taylor
15:02 03 Oct 24
Mike serviced my system some time ago and gave fantastic service. Will be requesting him every time!
Justine Jones
19:29 01 Oct 24
Great service. Nolan is a wonderful technician. Highly recommend
DK
19:35 30 Sep 24
I had service man came to service my furnace today. I was late meeting him but he waited for me. He was very courteous in dealing with. I am very pleased with the services. Thank you very much Najim for getting my furnace ready for winter.George
Wa Cas
17:51 28 Sep 24
Our service specialist Najim was a pleasure to deal with. He went above and beyond the required service needed. Respectful, extremely knowledgeable and hard working, this specialist had it all. I will solely be dealing with him in the future. Thank you Najim.
Bri Mil
15:25 25 Sep 24
We had a service call to check on a furnace problem. The Service Technician, Steve, was a real pleasure to meet and deal with. He was extremely professional and knowledgeable. He quickly found the problem and offered suggestions as to resolving it.
Shannon Sinclair
15:03 18 Sep 24
Christian from Hamco came by to do an annual maintenance on my furnace. It is a brand new furnace that I bought from them last year, but doing the yearly maintenance increases my labour warranty. Christian was efficient, very kind and punctual. I will be a longtime Ho customer
Joan French
18:37 13 Sep 24
After replacing our furnace and installing a central air unit with Hamco we've had nothing but excellent, attentive service that is reasonably priced and achieved both on time and with great courtesy. Christian just performed the yearly maintenance on both units, and thanks to him we're all set for winter! There was an issue with a part he quickly and efficiently replaced, and I'm certainly happy to know it now instead of during the first cold snap.
Mary Smith
17:58 13 Sep 24
Just had my furnace serviced for its yearly checkup. Christian the service technician was polite, he explained in detail the bill to me and what was done. Excellent service.
Charlene Kump
15:01 13 Aug 24
We had no hot water. I called after office hours and left a message. They returned my call before 9 am. And a very nice gentleman named Najim had it working by 11 am.Will definitely call again!
Mike Pegg
19:46 12 Aug 24
Veronica and Shemar (hope I spelt the names right) were absolutely awesome, from meeting with Bill to speaking with Denise the whole process was made easy. Truely the best in the business, thank you .
Larry Adoranti
19:20 30 Jul 24
Air conditioner service required due to non-cooling. Called Hamco first thing in the morning and fixed early afternoon. Exceptional courteous service beginning at reception who booked the service and by Najim, the onsite technician. Najim was amazing, very professional and knowledgeable and he looked after a few extra items while he was here - cleaning, taping gaps in duct work, etc. Thank-you Najim!
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